Disclaimer Policy
Wealth – Mutual Fund Platform – digiRM
This Disclaimer Policy applies to the digiRM mobile application, website and all present and future digital interfaces ("Platform") operated by digiRM Services.
General Disclaimer
The Platform provides access to information, tools, analytics, ratings and transaction-facilitation utilities relating to mutual fund schemes. The Platform does not provide personalised investment advice, discretionary portfolio management or investment decision-making on behalf of users. Any mutual fund distribution or execution services offered through the Platform are undertaken strictly in accordance with applicable law and within the scope of valid licences or registrations held.
All information, content, analytics, ratings, calculators, dashboards, reports and other materials made available on the Platform are provided solely for general informational purposes. The Platform does not provide personalised investment advice, recommendations, portfolio management services, distribution services or execution services.
The Company does not warrant the accuracy, completeness, reliability, suitability or availability of any information or content made available on the Platform. Any reliance placed by the User on the Platform or its content is strictly at the User's own risk.
Mutual fund investments are subject to market risks. Past performance is not indicative of future results.
Legal Disclaimer
- The Platform does not act as an Investment Adviser, Portfolio Manager, Custodian, Depository Participant or Trustee of any mutual fund scheme. Any mutual fund distribution or execution-related activities, where applicable, are undertaken strictly in accordance with applicable law and within the scope of valid licences or registrations held, as may be expressly disclosed. All mutual fund transactions are executed through SEBI/AMFI registered intermediaries, registrars and MF Utility (MFU) platforms. The Company does not handle, hold or transfer any investor monies.
- All ratings, analytics, research materials and data displayed on the Platform are sourced from third-party providers. The Company does not control or guarantee such content and shall not be liable for any errors, omissions, service interruptions or inaccuracies.
- The Company shall not be responsible for any investment losses, market fluctuations, changes in NAV, delays in execution, regulatory changes or fund performance outcomes.
- Nothing contained on the Platform shall create any fiduciary, advisory or professional relationship between the User and the Company.
- Users are advised to consult their own financial advisers before making any investment decisions.
Disclaimer Policy
Wellness – AI Health Platform – digiRM
This Disclaimer Policy applies to the digiRM mobile application, website and all present and future digital interfaces ("Platform") operated by digiRM Services.
General Disclaimer
The Platform is an artificial intelligence based digital wellness software system designed to provide general wellness, lifestyle and nutrition-related informational content, non-clinical wellness insights, food intake analysis, wellness tracking tools and personalised lifestyle suggestions.
All content, insights, reports, recommendations, dashboards, wellness outputs and materials made available on the Platform are provided solely for general informational and wellness-support purposes. The Platform does not provide medical advice, diagnosis, treatment, prescriptions, therapeutic services, emergency healthcare services or clinical monitoring of any kind.
The Company makes no representations or warranties regarding the completeness, accuracy, reliability, suitability or availability of any content, AI-generated outputs or wellness information displayed on the Platform. Any reliance placed by the User on the Platform or its outputs is strictly at the User's own risk.
Legal Disclaimer
- The Platform is not a healthcare provider, medical practitioner, hospital, clinic, diagnostic laboratory, pharmaceutical service, nutritionist or dietician, and does not replace consultation with qualified healthcare professionals.
- The Platform shall not be construed as providing medical advice, diagnosis, treatment or prescription services under any applicable law.
- The Company shall not be liable for any health outcomes, adverse effects, personal injury, loss, damages, expenses or claims arising out of reliance upon or use of the Platform, its AI-generated outputs, wellness suggestions, nutrition-related content or any information contained therein.
- The Platform integrates third-party APIs and artificial intelligence models (including ChatGPT, Google Gemini and similar engines). The Company does not control, warrant or guarantee the accuracy, completeness or suitability of such third-party outputs and shall not be responsible for any errors, omissions, service interruptions or failures arising from such third-party services.
- Nothing contained on the Platform shall create any doctor-patient, therapist-client, fiduciary or professional relationship between the User and the Company.
- Users are advised to consult qualified healthcare professionals before making any health-related decisions, changes in diet, exercise, medication or lifestyle based on information obtained through the Platform.
- Any indicative eligibility, pricing or coverage information relating to wellness-linked insurance offers is provided for general informational purposes only and does not constitute a binding insurance quote, offer, contract or advice. Actual eligibility, pricing and coverage shall be determined solely by the relevant insurance partner underwriting the product, and the Company shall not be liable for any decision made by such partner.